Last updated: November 2026
Loan amounts, EMIs and terms
Amounts and EMIs are a guide only, not a loan offer. Your final amount, interest and terms depend on your eligibility and company policy. Amount ranges and the EMI calculator on this website are a general guide only.
No guarantee of approval
Submitting an enquiry does not guarantee that a loan will be approved. Approval depends on verification of your documents, your repayment capacity and company policy.
Beware of fraud
Jyothika Micro Finance Pvt. Ltd. never asks for any advance payment to approve or release a loan, and never asks for your OTP, UPI PIN or banking passwords. If someone claiming to represent us does, please do not pay and report it to us immediately using the contact details on this website.
Public deposits
Jyothika Micro Finance Pvt. Ltd. does not accept public deposits.