Personal Loan
Money for family needs, with clear terms and simple paperwork.
Is the Personal Loan right for you?
Some costs cannot wait for the next salary: school fees, a hospital bill, a wedding or urgent repairs. A personal loan gives you the money now. You pay it back in fixed monthly amounts, called EMIs.
You share your KYC and income documents. Our team checks your eligibility and explains the offer in simple words. You always know your EMI, how many months you pay, and the total amount you will pay back.
Before you borrow, use the calculator on this page. Choose an EMI that fits easily in your monthly budget. Our team can help you pick a sensible amount.
What you get
Use it for family needs
Education, health, a family event or repairs at home.
Choose your time to repay
Pick a repayment period that fits your monthly budget.
Clear list of documents
KYC and income proof. We tell you exactly what is needed.
Clear terms
You see the amount, interest and total to pay before you sign.
Who can apply
- Age 21 to 60
- Regular income from salary, business or wages
- Lives in our service area
Documents you need
- Aadhaar card
- PAN card (or Form 60)
- Two passport-size photos
- Address proof
- Income proof: salary slips or recent bank statement
Our team will confirm exactly what is needed for you.
How to get the Personal Loan
Four steps. Here is what you do, and what we do.
Step 1: Message us on WhatsApp
You: Tap any WhatsApp button and send the message. Tell us which loan you need.
We: We reply with the next steps and the documents for your loan.
Step 2: Share your documents
You: Send copies of the documents we ask for. Keep the originals ready.
We: We tell you if anything is missing. Nothing more is needed.
Step 3: Verification
You: Answer a short call, or meet our team at home or at your shop.
We: We check your details and explain the amount, interest, fees, EMI and total in writing.
Step 4: Get your money
You: Read and sign the loan agreement if you agree with the terms.
We: The money goes to your bank account, with your repayment schedule.
Work out your EMI
Your EMI (the money you pay back each month)
₹3,049
You pay ₹3,049 a month for 18 months.
- Loan
- ₹50,000
- Interest
- ₹4,884
- Total you pay
- ₹54,884
Enquire on WhatsApp for this amount (opens in a new tab)
Amounts and EMIs are a guide only, not a loan offer. Your final amount, interest and terms depend on your eligibility and company policy.
Send an enquiry
Personal Loan questions
What can I use a personal loan for?
Any real personal or family need: education, health, a family event or home repairs.
Do I need a guarantor?
It depends on the amount and your profile. Our team will tell you clearly if you need one.
Can I repay early?
Ask our team about paying early. Any charge is shown on our Fees and Charges page and explained before you take the loan.
How is my EMI decided?
Your EMI depends on the amount, interest rate and number of months. The calculator gives a guide; your loan offer gives the final EMI.
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