Fees and charges
Every charge, for every loan, in one place. You also get all of them in writing before you sign.
No advance fees, ever. Any charge is taken only after your loan is approved and you have signed the agreement.
Charges by loan
- Group Loan for Women
All charges: Shared before you sign — ask us on WhatsApp
- Personal Loan
All charges: Shared before you sign — ask us on WhatsApp
- Mobile Phone Loan
All charges: Shared before you sign — ask us on WhatsApp
- Consumer Durable Loan
All charges: Shared before you sign — ask us on WhatsApp
- Gold Loan
All charges: Shared before you sign — ask us on WhatsApp
- Two-Wheeler Loan
All charges: Shared before you sign — ask us on WhatsApp
- Kirana & Small Shop Loan
All charges: Shared before you sign — ask us on WhatsApp
- Daily Wage Worker Loan
All charges: Shared before you sign — ask us on WhatsApp
What these words mean
- Processing fee: a one-time charge for preparing your loan. It is never asked for before your loan is approved.
- Late payment charge: charged only if an EMI is paid after its due date. Message us on WhatsApp before the due date if you expect a delay.
- Early closure: what it costs to repay the whole loan before the last EMI.
Interest is explained in our Interest Rate Policy. If you are charged anything not shown in your loan documents, tell us through our Grievance Redressal process.