Last updated: November 2026
1. About this website
This website is operated by Jyothika Micro Finance Pvt. Ltd. (“we”, “us”). It provides general information about our loan products and lets you contact us on WhatsApp or by email.
2. Information only, not an offer
Content on this website, including loan descriptions, indicative amounts and EMI calculations, is for general information only. It is not an offer or commitment to lend. Any loan is subject to eligibility, verification, company policy and a signed loan agreement.
3. Enquiries
Enquiry forms on this website open WhatsApp on your device with your details pre-filled. You decide whether to send the message. Please share accurate information, and do not share OTPs, PINs or passwords with anyone.
4. Intellectual property
The name, logo, text and design of this website belong to Jyothika Micro Finance Pvt. Ltd. or its licensors and may not be copied or reused without permission.
5. Third-party links
This website links to third-party services such as WhatsApp. We are not responsible for the content or privacy practices of those services.
6. Limitation of liability
We take care to keep information accurate and up to date, but we do not guarantee that the website will always be error-free or available. To the extent permitted by law, we are not liable for any loss arising from use of this website.
7. Governing law
These terms are governed by the laws of India.
8. Contact
Questions about these terms? Contact us.